The Pension Fund of Credit Suisse Group (Switzerland), with total assets of approximately CHF 17.3 billion, over 11,000 active participants, and just under 11,000 pensioners, is one of the largest pension funds in Switzerland.

The Board of Trustees of the Pension Fund set an interest rate of 5,0% on the retirement savings capital for the 2025 reporting year. The minimum BVG interest rate is 1.0%.

The coverage ratio according to Art. 44 BVV 2 was 124.6% at the end of 2025, showing a slight decrease from 125.5% at the end of 2024. The reserves for fluctuations in asset value have been increased fully. The Pension Fund thus has non-committed funds and unlimited risk ability.

Cost-of-living allowance for pensioners

Each year, the Board of Trustees reviews whether to grant a cost-of-living allowance. In view of the prevailing and historically low inflation environment, the Board of Trustees decided not to grant any new increase in the cost-of-living allowance as of January 1, 2026. Pensions were last adjusted on January 1, 2007. The cumulative in-crease in the cost of living since then amounts to 8.7%.

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The Pension Fund of Credit Suisse Group (Switzerland) conducts an annual detailed asset and liability manage-ment study, in which it analyzes whether the assets and benefit obligations are aligned with one another in the medium and long term. This constitutes the basis for defining the Pension Fund's investment strategy, risk ability, risk tolerance, and performance objectives.

The total number of insured participants decreased by 1,936 to 22,578 persons. At the end of 2025, the Pension Fund had 11,852 active participants and 10,726 pensioners. Active participants account for 52% of the total number, with pensioners accounting for 48%.

The largest age category, comprising 3,361 active participants, is participants between 35 and 44 years old. The average age of active participants is 46 years for men and 43.4 years for women.

The 7,995 retirement pension recipients account for the majority of pensioners, making up 74.5% of the total. The 1,836 recipients of a surviving spouse's pension constitute the second-largest group at 17.1%. The Pension Fund also paid 36 divorced spouse's pensions in the 2025 reporting year.

The 75–84 age group comprises the largest number of pension recipients, with a total of 3,671 persons. There are 176 insured participants in the 95-plus age group.